How overdraft fees can get you into trouble

Of the annoying fees that banks charge for the “privilege” of accessing your money, overdraft fees are arguably the most nerve-wracking. Most banks charge $35.00 for each purchase that exceeds the amount currently in the account, on top of the actual cost of the offending purchase. So that $4.00 mocha frappuccino that overdrafts your account…

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What can you do after a judgment?

People embroiled in financial difficulties may have more to deal with than just past due credit card bills and the threat of foreclosure. They may also be tied up in lawsuits where the specter of a large judgment is present. Consumers in this situation may think that the judgment may ruin them forever, and that…

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How Good is Your Budget?

Nearly everyone has experienced financial distress at some point, whether through a financial emergency or simply bad decisions concerning money. However, creating and following a budget goes a long way toward reining in your finances. Measure Income versus Monthly Expenses At its most basic element, a budget is nothing more than an accounting of the…

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GG&J Gives Back

At Giddens & Gatton Law, P.C., our primary mission is providing “Expertise with Compassion” for our clients. That mission extends beyond our legal practice to reaching out to the community through various charitable initiatives such as participating in the annual Run for the Zoo and volunteering for Toys for Tots during the holiday season. Of…

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