Bankruptcy

When it comes to significant life events, such as getting married or starting a family, most people struggle with determining when the time is right to move forward with a decision. But considering the unpredictability of life, there is often no perfect time for many of the decisions you have to make. In terms of…

If you are in debt, you know that owing people money can be stressful. While you have heard that having money does not make you happy, most people would like to have the opportunity to see whether that is, in fact, true. For single people, financial problems can certainly be overwhelming. However, for couples with…

If you feel overwhelmed by your debt, you are not alone. Many Americans struggle to make ends meet. And countless others experience unexpected changes in income or expenses, which can lead to further debt. In addition to your home mortgage, car note and school loans, you might have maxed-out credit cards. And you may not…

When your business bank account is light and credit collectors are knocking at your door, it might be a good time to consider bankruptcy. If your business has no real financial future, Chapter 7 bankruptcy might be right for you. A Chapter 7 bankruptcy allows for an orderly liquidation when the debts against the business…

If you have never faced bankruptcy before, it is new territory. Based on your own research and experiences, you think it’s the right choice considering your situation, but that doesn’t make it any less daunting. You may still have a lot of questions. We are here to help. Below are five questions clients may ask.…

We’ve all had financial difficulties from time to time. A sudden expense, like a broken appliance or a flat tire, might have taken an unexpected chunk out of our bank account and left things a bit tight until our next paycheck. There’s a difference between being a bit short on cash for a brief period…

Bankruptcy is, simply put, not a life sentence. It is not an indication of failure. It is not the rock bottom, or the end of your financial life. Bankruptcy is there to help people get back on their financial footing after a rough stretch of late payments, overwhelming debt, write-offs/charge-offs and other related issues. Bankruptcy…

Hello, You may have seen TV commercials advertising Chapter 7 as a way to get out of debt or Chapter 13 as a way to avoid losing your home or car. However, these commercials don’t tell the whole story. There are actually four chapters of bankruptcy: Chapter 7, Chapter 13, Chapter 11, and Chapter 12.…